Performs an active client facing role and responsible for underwriting, structuring and documenting all client transactions above a designated threshold within assigned area (Geography, Specialized, or Central) of Commercial Banking. Accountable for and manages assigned portfolio by monitoring performance and trends, proactively defining client credit solutions, identifying issues and developing remediation, underwriting and approving credit as designated.
Responsible for independently leading all aspects of the entire commercial credit process both internally and externally with prospects and clients. Underwrites, structures, and documents all prospect and client transactions above a designated threshold, generally the most complex and largest client relationships and circumstances. Is accountable for and manages assigned portfolio by monitoring performance and trends, proactively defining client credit solutions, identifying issues and following through for remediation. Ensures all Credit Process Metrics are within prescribed tolerances. Is accountable for the risk evaluation and associated compliance requirements as defined in respective roles and responsibility matrix for AML, CRA/HMDA, Reg B, and other regulatory/compliance requirements within assigned portfolio and for prospects. Approves interim new money requests for relationships managed up to a defined limit.Qualifications
- Bachelor’s Degree or an equivalent combination of education and experience.
- Subject Matter Expert level understanding of accounting and finance, financial statement and cash flow analysis.
- 8 years of experience in underwriting, portfolio administration, commercial loan credit decision-making.
- Completion of Commercial Banking Training Program.
- 10 years of experience in Commercial Banking portfolio management, including in Portfolio Manager 3 role.
Equal Opportunity Employer: SunTrust supports a diverse workforce and is a Drug Testing and Equal Opportunity Employer. SunTrust does not discriminate against individuals on the basis of race, creed, color, gender, religion, national originTo review the EEO Poster, copy and paste the following link into your browser: http://www1.eeoc.gov/employers/upload/eeoc_self_print_poster.pdf http://www.dol.gov/ofccp/regs/compliance/posters/pdf/OFCCP_EEO_Supplement_Final_JRF_QA_508c.pdf